Credit Card Debt Consolidators
NOTE:- Under the new rules, card holders must pay enough each month to reduce the loan's principal by at least 1%.
As an industry-leading agency, our goal is to make you debt free quickly. We specialize in debt management and will pass the savings on to you. With the variety of services outlined above and with our counselors by your side, debt relief has never been simpler. Leave past mistakes behind you and start focusing on a successful future. Let us help.
What to do
Falling behind on your credit-card bills will trigger late fees, higher interest rates and calls from collection agencies.
Some tips on staying ahead :-
- If you're struggling to pay the higher minimum credit-card payments, contact your credit-card company and see if you can negotiate a lower interest rate. If that doesn't work, consider transferring your balance to a card that offers a better deal. Be careful, though, of balance transfer fees. And read the fine print: Some low teaser rates could spike up in a few months.
- Review your home equity options. Even with interest rate increases, rates on home equity lines of credit still are lower than rates for most credit cards. Plus, the interest is tax-deductible.
- Pay off your credit cards with a home equity loan.
Whatever you do, remember that when you pay off credit cards with home equity, you're putting your home at risk.
